Should You Book a 2021 Holiday?

Dec 11, 2020 11:57 AM ET

iCrowdNewswire   Dec 11, 2020  6:57 AM ET

Many of us have had our travel dreams put on pause or cancelled altogether in 2020. There have been requests for refunds and tentative trips abroad between lockdowns.

But with recent reports about new Covid-19 vaccines reaching the approval stage, there’s an element of optimism about the coming year. Now, it’s looking like travel could be on the cards in 2021. And after the year we’ve had, it’s nice to have something to look forward to.

So, are you ready to book a holiday? If so, there are some things to consider before you arrange your summer escape.

Get protection

It can be tempting to make the most of the deals that are available right now. However, booking everything separately can mean you lose money if things don’t go to plan and the travel company fails.

Booking an ATOL-protected package holiday instead means you’ll get a full refund if the travel provider goes bust. This is because package holiday operators pay into ATOL, a financial protection scheme run by the Civil Aviation Authority.

Arrange insurance

Another way to protect yourself is to arrange travel insurance as soon as you book your holiday. Make sure you get cover that insures you against illness and disruption related to the pandemic.

If you’re thinking of booking a European getaway, things will be a bit different insurance-wise after 31 December. As the UK will officially be out of the EU from 1 January 2021, UK residents won’t be eligible for free medical treatment under the European Health Insurance Card (EHIC). Therefore, it’s more important than ever to arrange a policy that covers you for any medical issues, including coronavirus-related illness.

Pay with a credit card

Unlike banks, which aren’t legally obliged to refund you if something goes wrong with your holiday, you’ll be protected financially if you pay for your trip with a credit card. If your holiday is cancelled by the operator or the airline goes bust, for example, you can claim a refund as long as your trip costs over £100 and under £30,000.

This is because the Consumer Credit Act makes card issuers responsible for the delivery of a service as the service provider. So, you have an added layer of financial protection if you opt to pay this way.

Go through a travel agent

If you usually book your holidays online, consider using a travel agent. They are best placed to amend your booking if a travel operator goes bust or your trip is cancelled.

Also, ask them to search for holidays that allow for flexible booking policies. The travel rules are constantly changing right now, so if your agent books with a provider that accepts things could change, you’ll have more flexibility about any updates to your travel arrangements.

If you’re considering booking a trip away, be sure to follow these top tips. They could help save you money and make sure you’re covered if things don’t work out.