iCrowdNewswire Jan 25, 2021 2:23 AM ET
The booming presence of digitization in the health insurance sector has made it easy to invest in the best health policy in India. Earlier, customers had to go to the health insurance companies’ branch offices, meet with insurance agents, read a hundred pages sales prospectus, make cash payment for premium, etc., to buy health insurance, which was a weighty procedure. But, now, online health insurance is accessible to all customers. Check below the excellent benefits of buying medical insurance online: 
Easy Comparison
With the help of different health insurance companies’ official websites, you can effortlessly compare their several health insurance plans online. Choose the plan which you think suits your healthcare needs the most from the comfort of your home.
Health Insurance Premium Calculator
Use a health insurance premium calculator available on the websites of health insurance providers. It gives you the quote, including the premium and the details about the policy. You can calculate the premium of different plans by yourself and choose the most affordable one accordingly.
Check Network Hospitals
When you go online to buy health insurance, the best thing you can do is check the network hospitals’ list while entering your location with a pin code. You get the list handy to see how many hospitals are empaneled with the company.
Save Big on Time
Opting for medical insurance online saves up your efforts. You do not require to meet an agent at the branch office or waste time in commutation for trivial matters. All the required information accessible at a single click and, you can check everything that you need to know to secure your health effortlessly.
Hassle-Free Claim
With digitization, health insurance companies like ICICI Lombard, Care Health Insurance, GoDigit, etc., offer hassle-free claim settlement. You do not need to run to the branch office for your claim. Inform the customer support team of your insurer about filing the claim, submit the documents online, and you will get the approval letter on your registered email.
Readily Information
You can easily download or read the brochure and prospectus of the policies on your desktop or laptop. From policy coverage, exclusions to renewing and portability, all the information is readily available on the official websites.
Check Online Reviews
Online review is an excellent way to check the credibility of the health insurance company. Based on this real-time information, you can check how trustworthy the company is and proceed accordingly. It is helpful to choose the best health policy in India.
Secure Payment Gateway
Online health insurance is safe, secure, and stress-free. You do not need to arrange cash to buy the policy. You can make the payment via secure payment gateways like net banking, debit or credit cards or, payment wallets. Some of the Top Health Insurance Companies Offer the Best Health Policy in India
| Health Insurance Company | Network Hospitals | Claim Settlement Ratio |
| IFFCO Tokio | 4000+ | 92.66% |
| Care Health Insurance | 8250+ | 92.3% |
| HDFC Ergo | 10000+ | 90.32% |
| Max Bupa Health Insurance | 4500+ | 83.92% |
| Star Health | 8800+ | 78. 15% |
Nutshell
Investment in health insurance is a wise decision that does not allow medical emergencies to eat up your savings. Moreover, buy medical insurance online is like a cherry on a cake. But, you should carefully go through the policy terms and conditions before making a final decision. Read the inclusions and exclusions of the health insurance plan. Ensure that the policy document is generated and you have proof of your health insurance.
